Terms of Use

These Terms of Use govern your use of sheaforfinancial.com (the “website”), which is operated by Sheafor Financial LLC (“Sheafor Financial,” “we,” “us,” or “our”). By using the website, you agree to these terms. If you do not agree, please do not use the website.

These terms apply only to the website. They are not an agreement for bookkeeping, payroll, accounting, or any other professional services.

Using the website

You may use the website to learn about Sheafor Financial, read our content, and contact us about our services. You agree to use it lawfully and in a way that does not interfere with the website or with anyone else's use of it.

You agree not to:

• Submit false, misleading, or unlawful information through the inquiry form or chat
• Send spam, unsolicited advertising, or automated submissions
• Attempt to gain unauthorized access to the website, its systems, or any account or data connected to it
• Introduce malware or otherwise disrupt, overload, or damage the website
• Scrape, copy, or harvest content or information from the website in bulk without our permission
• Use the website to harass, impersonate, or harm others

Our content

Unless stated otherwise, the text, graphics, logos, images, and other content on the website are owned by or licensed to Sheafor Financial and are protected by intellectual property laws. You may view and share links to our content for personal or internal business purposes. You may not reproduce, modify, distribute, or republish it without our written permission, except as allowed by law.

Third-party names, trademarks, and software referenced on the website belong to their respective owners. Their mention does not imply endorsement or affiliation.

General information, not advice

The content on the website, including blog posts and guides, is general information for small business owners. It is not tax, legal, accounting, payroll, or financial advice for your particular situation. Rules and requirements vary by business, location, and circumstance, and they change over time.

Before acting on anything you read here, please consult a qualified professional who can review your specific facts.

Inquiries do not create an engagement

Submitting the inquiry form, sending us an email, or chatting with us through the website does not make you a client of Sheafor Financial and does not create a professional relationship. We have no obligation to provide services based on a website inquiry.

Any services we provide are subject to a separate written agreement between you and Sheafor Financial. That agreement, not these Terms of Use, will describe the scope of the work, fees, responsibilities, and other terms.

Information you send us

Please do not send Social Security numbers, bank account details, passwords, or other sensitive financial information through the inquiry form, chat, or unsolicited email. Our Privacy Policy explains how we handle information submitted through the website.

Third-party links and tools

The website may link to other websites or use tools provided by third parties, such as the live chat window. We do not control those websites or services and are not responsible for their content, availability, or practices. Your use of them may be governed by their own terms and privacy policies.

Availability and accuracy

We work to keep the website available and its information current, but we do not promise that it will always be available, uninterrupted, or error-free, or that every piece of content is complete or up to date. We may change, suspend, or remove any part of the website at any time.

The website and its content are provided on an “as is” and “as available” basis, to the extent permitted by applicable law.

Changes to these terms

We may update these Terms of Use from time to time. When we do, we will post the updated version on this page and change the effective date shown at the top. Continuing to use the website after an update means you accept the revised terms.

Contact us

If you have questions about these terms, please email hello@sheaforfinancial.com.